Abstract
Banks and other financial institutions take and manage different types of risks in the financial system. These risks range from credit risk, market risk, operational risk to counterparty risk and reputational risk, to name a few. Depending on its business model, ownership structure and size, banks and other financial institutions can take excessive unmanaged risk; when accumulated in the system, this risk may cause disruptions that are detrimental to the stability and safety of the financial system. This chapter presents the risk indicators used and shows the results of business models risks for banks and credit unions in Europe, US and Canada.
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Notes
- 1.
For full details on the computation, see Appendix F.
References
Ayadi, R. et al. (2016), “Banking Business Models Monitor 2015: Europe”, Montreal, International Research Centre on Cooperative Finance, HEC Montreal.
Ayadi, R. et al. (2017), “Bank and Credit Unions Business Models in the United States”, Montreal, International Research Centre on Cooperative Finance, HEC Montreal.
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Ayadi, R. (2019). Risk of Business Models. In: Banking Business Models. Palgrave Macmillan Studies in Banking and Financial Institutions. Palgrave Macmillan, Cham. https://doi.org/10.1007/978-3-030-02248-8_9
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DOI: https://doi.org/10.1007/978-3-030-02248-8_9
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Publisher Name: Palgrave Macmillan, Cham
Print ISBN: 978-3-030-02247-1
Online ISBN: 978-3-030-02248-8
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