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Study on the Motivation for Saving Behavior of Chinese Urban Residents

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Education Management, Education Theory and Education Application

Part of the book series: Advances in Intelligent and Soft Computing ((AINSC,volume 109))

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Abstract

This article uses data of Chinese urban residents in 1980-2007 to test three types of motivations of residents’ saving behavior which are life-cycle motivation, bequest motivation and the precautionary motivation. It turns out these three categories of savings motivations all have an impact on the saving behavior of Chinese urban residents. In addition, with China’s opening up and ensuing growing external risks, precautionary savings motivation of Chinese urban residents accordingly enhances. In this regard, this paper proposes recommendations on policies to promote consumption and reduces the savings.

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Authors
  1. Honghui Deng
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  2. Jirong Su
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Editor information

Editors and Affiliations

  1. Anqing Teachers College, 128#, Linghu S Road, Anqing, Anhui Province, China

    Yuanzhi Wang

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Deng, H., Su, J. (2011). Study on the Motivation for Saving Behavior of Chinese Urban Residents. In: Wang, Y. (eds) Education Management, Education Theory and Education Application. Advances in Intelligent and Soft Computing, vol 109. Springer, Berlin, Heidelberg. https://doi.org/10.1007/978-3-642-24772-9_29

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  • DOI: https://doi.org/10.1007/978-3-642-24772-9_29

  • Publisher Name: Springer, Berlin, Heidelberg

  • Print ISBN: 978-3-642-24771-2

  • Online ISBN: 978-3-642-24772-9

  • eBook Packages: EngineeringEngineering (R0)

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